The Time to Get 6.49% Loans is Ticking Away

loans in austin, credit union in austin When the bills for your holiday spending arrive in your mailbox, you may discover that you spent more this season than you can afford to pay off in January. Of course, there are several options available for paying those bills. Charging items on a credit card is convenient, but you typically pay high interest fees on your entire card balance unless you can pay your account in full by the due date. Payday loans are easy to get, but you must normally repay the total balance of payday loans in Austin on your next payday, and interest rates on those loans are exceedingly high.

Velocity Credit Union in Austin has a solution that can save money for you and allow additional time to complete paying for your holiday expenses. For a limited time, Velocity is offering special, low-interest holiday loans with fixed annual percentage rates (APRs) beginning at just 6.49% with your Member Rewards discount. You can borrow from $500 to $5,000 and take up to 36 months to repay the holiday loans.

Because credit unions are not for profit and member-owned, they can offer their members the best rates on loans, savings accounts, checking accounts, and other financial products. Velocity Credit Union’s community charter allows all area residents to join the credit union. Velocity can also offer membership to people who do not live in the vicinity if they are associated with one of more than 200 particular groups or associations.

Becoming a member of Velocity Credit Union in Austin is as easy as opening a savings account.If you take advantage of multiple products and services, you can be eligible for the previously mentioned Member Rewards discounts on certain loans in Austin. In addition, Velocity provides a full range of other financial services like debit cards, ATM cards, online banking, mobile banking, bill paying, gift cards, business accounts, and financial counseling.

Time is quickly running out on the special holiday loan offer. You must apply for the Velocity Holiday Loans before the end of January in order to receive the special 6.49% APR interest rate. Visit any Velocity Credit Union in Austin to apply for a holiday loan, or save time by applying online or by phone.